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Multi-Rail

Describes proposed settlement rails for creators receiving routed fees in USDG, stock tokens, native assets, or optional external payout paths.

GetPaid’s proposed design supports multiple settlement rails for routed creator fees. It avoids forcing every creator into one payout asset or path.

Trading Fee
    ↓
GetPaid
    ↓
Choose Settlement Rail
├── USDG
├── Stock Token
├── ETH / BNB / SOL
└── Optional external payout paths

Proposed rails

RailIntended roleProposed approach
USDGCore payout railNative on Robinhood Chain, with instant-settlement and gasless-transfer concepts through EIP-3009
Stock tokensAsset-native payoutDirect transfer without conversion
ETH, BNB, SOLNative asset payoutTransfer in the relevant native asset
X MoneyOptional bonus payout railConditional on API availability
Bank offrampExternal fallbackConversion or payout through MoonPay or Banxa

X Money is not a core dependency. It is US-only, and no public X Money API is available.

Why multiple rails

Creators and ecosystems may prefer different assets or payout paths. The proposed architecture is designed to accommodate those preferences while keeping fee routing separate from settlement selection.

WARNING

All rails are proposed. GetPaid remains pre-testnet, with no deployed, audited, or live payout rails.